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Saving Tricia  

Insindiary 52M
263 posts
6/19/2014 5:52 pm
Saving Tricia


Tricia was fired yesterday. Her boss was actually a great guy, and the staff was like a family to her. She had worked there for about six years. It was one of the best places she had ever worked.

This has been coming for maybe a year; she almost never showed up on time, and she was warned about her behavior many times. Tricia came home crying. "This is my fault," she said. "It's all my fault."

That's true, but it's just a little more complicated. Tricia has been burnt out on that type of work for many years. She has needed a change for some time now. She took a part time job a few month ago, and she loves it. That's the good news. She had cut back her hours on her main job quite a bit anyway, and she has another one to fall back on.

I'm not happy, but I'm not freaking out either. If this had happened a year ago, I think I would be going insane. At that time, she owed more in credit card debt than I could pay off, and even my own credit had been affected by her neglect. I wanted to refinance my house, but had to wait for my credit to get fixed.

As things stand now, my credit is good. I refinanced for a good rate, and borrowed a wad of cash from my mortgage, which is still in savings. Almost all of her debt is gone, and she's been living responsibly for two years.

I have enough savings in my bank to cover her for a few months while she looks for another job. It's not helping her feel better about herself, but it will keep the lights on.

I'm kind of hoping she finds something different. When you don't really like what you do anymore, you're not in a hurry to make it to work on time every day. If she gets the same old job, I foresee the same old problems.

At least I have some savings, and this is precisely the reason I like to have savings. You never know when something like this will happen. Instead of wondering how I'm going to pay my mortgage, I can simply shift some funds around and drive on.

I'm trying to show Tricia a lot of love and support. This is the formula I've been using for a few years now. Making her feel guilty about money does nothing, other than bring us both down. She feels guilty enough. I let her know that I have her back while she searches for work.

She's always been really good about having a job. We've been married for almost 20 years, and I don't remember a period of more than a week or two that she was ever unemployed. She kind of panics a little when she doesn't have work.

So I'm not worried. Not yet. This sucks, but this could have been much worse. I can only hope she finds something good and that she learns to save a little money of her own, rather than living paycheck to paycheck. I think it's important for her to see that; to see that you can prepare for a crisis, and that things can turn out OK. I hope she takes something away from this.



playful64more 60F
1425 posts
7/17/2014 3:54 pm

It's been nearly a month since you posted this...and I just saw it for the first time...any update? Has she found a new job? Hopefully one she enoys.

Having more time off during the summer with vacation and using an occasional comp day...I am tolerating work better, It's not a career anymore...just a job to collect a paycheck so that I can pay bills and keep my house. But, I will be refinancing soon also. You know the type of job that have...to not be passionate about it...is quite sad. Unfortunately the stress of the job and my co-workers has made it a "crappy" work environment.

I'm only 50...but maybe I'm getting old and crotchity...lol!

I AM RESPONSIBLE FOR MY OWN HAPPINESS!! (MY LIFE'S PHILOSOPHY)


Insindiary replies on 8/10/2014 5:23 pm:
She did find another job. She never stays unemployed for very long. She's on vacation this week - something she had been planning for many months. Once she comes back, it's back to work. Then our monetary situation should calm down a bit.

That sucks about your work, but you're right. At least it pays the bills. Too few people even have that.

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